The part nobody mentions
A property was sold for more than what was owed.
The law is clear
That difference belongs to the former owner.
Which may mean
Surplus funds recovery
When a home sells at a foreclosure or tax sale for more than what was owed, the difference — the surplus — belongs to the former owner. We locate those funds, verify them, and handle the claim so you get paid. No upfront cost.
The basics
This money is a matter of public record — held by a county office, recorded under a case number, waiting to be claimed.
When a property is sold at a foreclosure or tax sale, it sometimes sells for more than the debt owed against it. That extra money — called surplus funds, excess proceeds, or overage — does not belong to the bank or the county. By law, it belongs to the former owner (or their heirs).
Counties are required to hold these funds, but they are not required to find you. Notices are often mailed to the foreclosed address — a home you no longer live in. If no one claims the money within the legal window, it can be lost to the state permanently. That is where we come in.
The process
Scroll through the process — each stage is done for you, and nothing proceeds without your signed agreement.
We research county records to identify surplus funds held in your name and confirm the amount actually on deposit.
We confirm your identity and your legal right to the funds, and we show you the government records so you can see the money is real.
We handle the paperwork, notarization, county filings, and follow-up. You sign documents — we do the legwork.
When the county releases the funds, you receive your share as set out in our written agreement. Our fee only comes out of a successful recovery.
Fees
We work on contingency. You pay nothing up front and nothing out of pocket — ever. If we recover funds on your behalf, our fee is a percentage of the amount recovered, stated clearly in your agreement before you sign. If we recover nothing, you owe nothing.
The way we work
Old-school problem, current-generation operation. The county paperwork may be from another era — our service is not.
Our intelligent phone line answers every call, day or night — your questions never wait for business hours, and nothing you tell us gets lost.
When your case moves at the county — filed, under review, approved, paid — you hear about it. You will never have to chase us for a status.
Technology does the tracking; people do the deciding. Agreements, documents, and signatures always go through a real person you can name.
Common questions
No cost · No obligation
Tell us about the property. We will verify the records and contact you with what we find — no cost, no obligation.