The problem
Why this money
goes unclaimed.
Billions of dollars in surplus funds sit with county offices nationwide. Most former owners never learn it exists.
The notice goes to the wrong address
When a sale produces surplus funds, the county typically mails notice to the property address on file — the home that was just foreclosed. The person owed the money has usually moved. The letter is returned or discarded, and the county’s legal obligation is satisfied.
Nobody’s job is to find you
County clerks hold the funds; they are not funded or staffed to track people down. There is no follow-up call, no second letter to a forwarding address, no searchable public alert.
The window closes
Every state sets a deadline to claim. Miss it, and the funds are typically forfeited — often to the county or the state — permanently. The clock runs whether or not you ever knew the money existed.
The paperwork is unfamiliar
Even owners who learn about their funds face claim forms, notarizations, identity documentation, and county-specific procedure. It is all doable — but it is unfamiliar territory at what is usually a hard moment in someone’s life. That is the gap we fill: we find the money, prove it is real, and carry the claim through.
