Is this a scam?
A healthy question — and the reason we put our full legal name, mailing address, and phone number on every page and every letter we send. Surplus funds are a matter of public record: the money we contact people about sits on deposit with a county office, and we can point you to the government record showing it. We never ask you to pay anything up front, and nothing moves forward without a written agreement you have had time to read.
Why haven’t I heard about this money?
Counties typically mail notice to the property address on file — the home that was just foreclosed. If you moved, the notice likely never reached you. Counties are required to hold the funds, but not to track you down.
How do I know the money is real?
Before you sign anything, we can show you where the funds are recorded — the case number and the county office holding them. You are welcome to call that office yourself to confirm the deposit exists.
Do I have to pay anything up front?
No. Never. We cover all research, filing, and notary costs. Our fee is a percentage of a successful recovery, spelled out in writing before we begin. If we recover nothing, you owe nothing.
How long does it take?
It varies by county and by how quickly documents can be signed and notarized — typically a few weeks to a few months from filing to payment. We keep you informed at every step and never promise a specific date we can’t control.
What information do you need from me?
Your name, the address of the former property, and a way to reach you. Later in the process we verify identity with standard documents. We will never ask for your bank login, and we do not charge your card — we don’t even take cards.
What happens after I submit the form?
We research the county records tied to your property, verify what is on deposit, and contact you with what we found. From there, everything is explained in plain language and put in writing before you decide anything.
